There are NO CREDIT CHECKS, no bankruptcy requirements, no job requirements, no social security number is needed and NO INTEREST.

When you become a member, you will receive an access code and log-in information to their shopping web site.  Then you can start shopping with a $10,000 credit limit.

Since there are no credit checks, and no income, employment, citizenship, or residency requirements, there is a small down payment required on most items. However, there are many items with no down payment required.