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Your credit history is an important part of your future... it can open doors for you, or keep them locked. Decisions including approval for a loan, mortgage or rental application, and even employment hiring decisions, may be impacted by your credit history.
 Carefully review all credit applications, to make sure the same name is used each time (for instance, if you use your middle initial, do so on all applications).
Make payments on time and always pay at least the minimum amount required.
Notify creditors when you move to ensure bills will arrive to the new location on time.
Notify creditors quickly should you experience problems making a payment.
Check the accuracy of your credit report by regularly checking with three big credit bureaus like Equifax, Experian, and TransUnion.
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