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A thief doesn't need your actual card to make unauthorized purchases on your account - all that is needed is the account number and the card expiration date. Guard your card like you would the key to your home.
Here are some tips on keeping your card and your account safe:
Card Safety
 Store your card in a secure place where you will immediately know if it is missing. Sign the back of your card as soon as you receive it.
Never leave your card as a "security deposit" or as identification. Instead, use your driver's license.
Never lend your credit card out.
When you are expecting a new/replacement card, keep a sharp eye on the mail.
Report a lost or stolen card immediately.
Account Safety
Take all receipts and carbons home with you and keep them there - especially from ATMs, supermarkets and self-service gasoline pumps.
When disposing of receipts or old statements, do not dump them in public trash containers.
Never give your account number to someone calling you on the phone, even if the caller says it will be used to claim a prize or award.
Keep a list of account numbers in a safe place along with the corresponding customer service phone number. This will allow you to immediately report a problem.
Keep your personal information personal. With the exception of mail-order companies, merchants should never require your address or telephone number to complete a transaction.
Never let someone put your account number on a check or any other document not associated with a purchase on your account. (In some states, this is against the law.)
Most unauthorized charges are considered fraud - a serious crime with serious consequences. Protect yourself by keeping your card and account number safe.
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